You are an investment advisor to your fellow classmate. After doing these calculations, your classmate is upset to learn how much more could have been accumulated with 10 more years of investing. You can help! Find a classmate’s initial post that has not yet been replied to by a fellow classmate. Open the Reply 1 Investment Calculator. Enter the total amount that would have been saved by investing 10 years ago from your classmate’s post. Enter the same interest rate your classmate chose for their investing. Enter the number of years it will be from now until your classmate turns 67. The spreadsheet calculates the amount of money your fellow classmate will need to save each month in order to obtain the same future amount as if s/he had started saving 10 years ago. Explain to your fellow classmate that all is not lost. Share the amount you calculated in your spreadsheet and explain how s/he can arrive at the desired future value. Has doing these calculations inspired you to start saving more for retirement? What might you tell someone younger than you about saving early for retirement?