Acme Mutual Fund Company offers a high-yield fund with two investment classes. The fund charges a 3% front-end load, 0.25% 12b-1 fee, 0.75% management fee, and a 0% back-end load on Class A shares. The fund charges a 0% front-end load, 1% 12b-1 fee, 0.75% management fee, and 0% back-end load on Class B shares. Assume the fund earns 7% per year. If you plan to hold the investment for five years, which class would you prefer?

Group of answer choices

A, because it will be $178.64 higher

A, because it will be $65.31 higher

B, because it will be $178.64 higher

B, because it will be $65.31