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Adam is a licensed insurance counselor in Michigan. Which statement best describes his authority? He provides advice regarding insurance policies but cannot charge a fee.

Adam is a licensed insurance counselor in Michigan. Which statement best
describes his authority?
He provides advice regarding insurance policies but cannot charge a fee.
He issues insurance policies on behalf of surplus lines insurers.
He advises clients about variable products and must be employed by an
authorized insurer.
He provides advice regarding insurance policies and charges a fee for such
advice.
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