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Add vivid adjectives and adverbs. Back during the time when nana purchased these properties the subprime lenders had a program called the bank statement program.

Add vivid adjectives and adverbs.

Back during the time when nana purchased these properties the subprime lenders had a program called the bank statement program. The lenders would require twelve months of business bank statements and calculate 80% of the deposits for each month and average it out and that was used as income. These were subprime loans and the government never made that clear to the already confused jury. The bank statements that were used to calculate nana's income were never entered into the evidence by the government but the monthly deposits from her shop averaged about $17,000 per month. On top of that the lender calculates rental income from the property in addition to that as income. None of this was explained to the unqualified jury nor were they given all of the authentic evidence.

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