Adjuster potts is adjusting a hail claim. the house is insured for $$80,000.$ He has determined that the roof is a total loss. The policy states that the Actual Cash Value

$($ACV$)$ is to be paid initally. The roof is a $20$ year $3$ twab shingle that is approximately $10$ yearsd old. the estimated roof damage is $$15,000\mathrm{.}00$ and carreis a $2\%$ deductible. What would the initial ACV payment be for this claim?