Afghan United Bank what defines us is in our name; the primary endorsement of our vision and values, we are inspired by Unity, across our nation, for all our people.

Since its establishment, the Bank has steadily expanded its network of branches predicting market demand and rural outreach proving a successful model for rise in our deposit base, profits, and most importantly customer satisfaction.

Customer Centricity: The Bank has successfully implemented all the necessary technological, logistical, and infrastructural requirements having introduced innovative and modern products into our portfolio of services.

• ATM
• Mobile Banking
• Master Debit Card
• VISA Debit and prepaid Cards
• E-Commerce
• Internet Banking

The customers of the Bank are able to enjoy the convenient and informative services and take advantage of all these modern financial facilities anytime, anywhere.

Afghan United Bank is taking concrete steps to contribute in the development of key domestic. sectors: Agricultural -- Industrial -- Construction -- Telecommunication

Vision and Mission

Afghan United Bank is a full-fledged privately owned commercial bank incorporated in October 04, 2007. The Bank is licensed by the Central Bank of Afghanistan (Da Afghanistan Bank) under the Banking Laws of Afghanistan and incorporated by the Ministry of Commerce and Industry.

The Bank is presently operating national wide with a network of 30 branches and booths ranging from major population centers such as Kabul, Nangarhar, Kandahar, Balkh, Herat, Kunduz, Ghazni, Parwan, Helmand, Nimroz and Khost to smaller provincial towns across the country.

Our Vision

To be the most preferred and convenient commercial Bank in the country.

Mission

To provide Islamic and Conventional products and services consistent with global best practices assisting consumers on achieving their financial goals.

Our Customer Profile, Products & Services

Customers: Individuals, Retail, Corporate, Institutional, Government sectors & Embassies

Products

Afghan United bank provides customer with choice of products from Conventional and Islamic banking.

Conventional Banking

• Savings Accounts
• Current Accounts
• Fixed Deposits
• Payroll Accounts
• Government Accounts
• NGO Accounts

Islamic Banking

• Mudaraba Saving Individual Accounts
• Mudaraba Current Business Accounts
• Mudaraba Term Deposits Accounts
• Payroll Accounts
• Government Accounts
• Child Saver Accounts

E Banking and Services

• Master Cards
• Visa Prepaid Cards
• All in One Master Cards

Internet Banking

• All accounts in one view
• Real me balance inquiry and statement downloads.
• Own and Third Party Account to Account transfers.
• Multiple check and authorization in Corporate accounts for payments.
• E Commerce
• SMS alerts
• Cheque book
• Standing Instructions

Cash access through 30 AUB ATMs and partner network ATMs.

Question#3:

What kind of environmental, social or ethical issues the top managers must concerned about? (450 words)

Is there anything interesting about the competitive environment that might impact the organization in the future? (450 words)

By adopting either ADKAR or Kotters 8-steps change model what would you suggest to bring change in that particular organization? (450 words)

Kindly answer according to the change management.