Afirm's annual credit sales are $1.96 million, with 47.08% of its daily average paid out in purchases. It usually takes the company 33 days to meet its purchasing obligations. This payment pattern has not changed in recent years. However, the firm's commitment to accounts receivable has shifted based on its current annual net income of $27.36k which meets the 3.4% required return, anticipated by senior management a year earlier. Normally, the form collects its accounts in 21 days, an average which remains unaffected. Required: In percentage terms, by how much are the firm's receivables greater (or less) than its payables? Note: The term "k" is used to represent thousands (* $1,000). I % (ROUND YOUR ANSWER TO 2 DECIMAL PLACES. FOR EXAMPLE: 17.23)