After 16 years of service, Marla, age 56, has received a promotion to a department head at her not-for-profit hospital effective January 2023. Her salary will increase to $120,000 annually. Marla wants to start participating in the Section 403(b) plan and maximize her elective deferral to that plan because of her extra income. The hospital also has a money purchase plan that contributes 6% of each employee's compensation. How will her proposed deferral amount into the 403(b) affect the employer contribution to the money purchase plan? The employer contribution to the money purchase plan is unaffected by Marla's elective deferral in the Section 403(b) plan. The employer contributions to the money purchase plan are not included in the annual additions limit. The employer cannot make a contribution to the money purchase plan for Marla if she begins participation in the Section 403(b) plan. Marla cannot participate in the Section 403(b) plan because she is receiving employer contributions in the mandatory money purchase plan