After age 65, gaps between household expenses and income from any pension plans, assets, and Social Security are typically covered by

	a.	retirement insurance purchased while working.
	b.	long-term care insurance purchased while working.
	c.	federal government loans.
	d.	state government loans.
	e.	continued employment.

Social Security taxes come from

	a.	American households, based upon their income after deductions.
	b.	employees and employers, based upon wage income.
	c.	employees alone, based on their wage income.
	d.	fixed contributions by employers.
	e.	American households, based on their wealth.

The returns to the investor on a stock mutual fund consist of all items except for

	a.	unrealized capital gains from the portfolio.
	b.	capital gains realized by the mutual fund from the portfolio.
	c.	dividends generated by the overall portfolio.
	d.	all of the above -- none contribute to investor returns
	e.	none of the above -- all contribute to investor returns