After Ashley was denied credit for a new car, she checked her credit report with Equifax. The report showed that several credit cards had been issued to her recently, and they had large, unpaid balances. Ashley had not applied for or received these cards. She found out that someone had stolen personal information she had entered onto her computer and used the information to fraudulently obtain the credit cards. Ashley:

	a.	can report this identity theft through a Web site established by the FTC.
	b.	is protected under the Identity Theft and Assumption Deterrence Act.
	c.	can seek restitution in court.
	d.	All of the above.