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After carefully considering her options, Esmeralda decided to purchase a separate watercraft policy on her 75 hp inboard outdrive boat rather than add watercraft coverage

After carefully considering her options, Esmeralda decided to purchase a separate watercraft policy on her 75 hp inboard outdrive boat rather than add watercraft coverage to her homeowners policy because the watercraft policy provides coverages available in a homeowners policy, even with an endorsement what is not available in a boat owners or homeowners policy?

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