After graduating with a master's degree, Destiny combined all of her student loans into a single loan of $23,000.00 with an interest rate of 3.2% compounded quarterly. If she is planning to pay off the loan in 11 years, what will her quarterly payment be? The quarterly payment would be $ (Round to 2 decimal places.) After graduating with a master's degree, Destiny combined all of her student loans into a single loan of $23,000.00 with an interest rate of 3.2% compounded quarterly. If she is planning to pay off the loan in 11 years, what will her quarterly payment be? The quarterly payment would be $ (Round to 2 decimal places.)