after reading the new account insert in his monthly statement, Tony determined that the FDI considers a joint account as a separate depositor. He and his wife, Cynthia, have three accounts at ABC Bank and trust, one joint account with a balance of $47,324 into individual accounts. His has $136,790 balance, and hers has a $255,268 balance. What amount of FDIC coverage Tony and Cynthia have on their accounts?

balance, and hers has a $255,268 balance What amount of FDiC coverage do Tony and Cynthia have on their accounts? What amount of FDIC coverege do Tony and Cynthia have on their accounts? (Select the best answer below) A. Tony's account balance of $136,790 is completely covered as is their joint account of $47,324, both accounts are under the $250,000 FDIC limit. Oynthia's accot B. Tony's account balance of $136,790 is completely covered as is their joint account of $47,324; both accounts are under the $250,000 FDIC limit. Cynthia's accou C. Tony's account balance of $136,790 is not covered and neither is their point account of $47,324. This is because Cynthia's account balance of $255, 268 is over the D. Tony and Cynthia have a total of $439.382 in this institution. Each institution is insured up to $250,000, so they are over the insurance limit by $189,382 and shou amount of FDIC coverage do Tony and Cynthia have on their accounts? (Select Tony's account balance of $136,790 is completely covered as is their joint accou Tony's account balance of $136,790 is completely covered as is their joint accoun Tony's account balance of $136,790 is not covered and neither is their joint accot Tony and Cynthia have a total of $439,382 in this institution. Each institution is ins