After starting your full$-$time job out of college, you decide to buy a new car for $$85,000.$ Create a complete amortization table on excel for this car loan: You make $84$ equal end$-$of$-$month payments. The

discount rate is $6\mathrm{.}5$ percent compounded quarterly. How much would you owe after the $75$th payment? Please also show the formula format of the spreadsheet.