After working with an established engineering company for 5 years in your respective specialization based on your first degree, you are promoted to Senior Engineer position. Now is the perfect time to start a family. You are planning to have at least two children. As a person who is always planning ahead, you want to be prepared to offer the best for your family. This includes providing for your childrens education and personal well-being. You are planning on investing for your childrens education starting on the day they were born and to accumulate enough fund for them to further their studies locally or abroad when they are 18 years old until they graduated with honours in their chosen disciplines. Assuming that you have spent 30 - 40% of your salary monthly for other necessities, prepare a financial plan specific for your childrens education. Your average salary is RM 5800 as a Chemical Engineer. In your plan, state which industry you are currently in, how many children that you plan to have, type of education plan that you have in mind for your children, the university that they plan to enrol into, and all the expenses incurred while they are in the university. Please append the appropriate information, flyers or advertisement as proof. The condition is for you not to exceed your monthly income after paying off the monthly commitment.