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after your kids have graduated college and left home 13 years from now, you want to start a bakery using your grandmothers cookie recipes. To

after your kids have graduated college and left home 13 years from now, you want to start a bakery using your grandmothers cookie recipes. To start this business, you will need $128,458.45. A one-time deposit now will ensure you achieve this goal if the investment earns 5.30% compounded monthly. What is the amount of the one-time deposit?

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