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After-tax cost of debt Personal France Problem Beta Wans is interested in buying a new motorcycle. She has decided to borrow the money to pay

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After-tax cost of debt Personal France Problem Beta Wans is interested in buying a new motorcycle. She has decided to borrow the money to pay the $30,000 purchase price of the bike. She is in the 33% income tax bracket She can either borrow the money on Werest rate of 5% from the motorcycle deler, or she could take out a second mortgage on her home. That mortgage would come with an interest rate of 7%. Interest payments on the mortgage would be tax deductible for Bella, but interest payments on the loan from the motorcycle dealer could not be deducted in Bella's federal tax retum a. Calculate the after tax cost of borrowing from the motorcycle dealership b. Calculate the after tax cost of borrowing through a second mortgage on Bela's home. e. Which source of borrowing is less costly for Deta? d. Should Betis consider any other factors when deciding which loan to take du? a. The other tex. contot bonowing from the motorcycle dealership Round to the nearest whicle percentage) b. The tax cost of borrowing through a second mortgage (% (Round to two decimal places) c. Which source of borrowing is les couly for Bella? (lect the best answer below) OA eta should now by taking the second more O Dela should borrow try taking the dealership loan OC Both loans have the same of 30%, so Bella should not be thertoon OD Bontons have the same rate of 33%, so Bella should choose the loan she likes bem d. Is there any other consideration that Belts ought to think about when deciding which can to take out to pay for the motorcycle? (Select the best answer below) O A Ung the second home mortgage does put Belia attiekot losing her motorcycle she is unable to make the mortgage payments OB. Unng the second home mortgage does put Belt risk of losing her home she is unable to make the mortgage payments OC. Using the motorcycle dealership loan dos put Bella at risk of losing her home this unable to make the loan payments OD Using the motorcycle dealership loan does put Belaskolosing her home and motorcycle if she is unable to make the loan payments

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