Age Salary Savings Employer Matching John 45 $75,000 9% Employer Matching (100% of first 3% of salary, then 50% of next 2%) Tax Rate 30% Mary 44 $85,000 7% Employer Matching (75%, up to 6%) Car Payment $3,000 Mortgage $25,000 Home Insurance $1,500 Property Taxes $6,000 Student Loan Payment $7,500 Living Expense $55,000 What is John and Mary's Surplus or Deficit?

Group of answer choices Surplus - $9,510 Deficit - $4,950 Surplus - $5,450 Deficit - $5,450 Surplus - $5,110 Deficit- $5,110