Agency problem is the: 1 point Problems and conflicts resulting from the separation of the management and ownership of the firm. Problems and conflicts arising when an owner is managing his own firm. Risks that the company will go bankrupt due to liquidity problems. None of the above. Answer all (1 marks each) The goal of an organization is: * To maximize market share To invest in risky projects To serve the society To maximize shareholder wealth Direct finance is When you borrow money directly from a commercial bank When you borrow money from the equity market When you borrow money from pension funds When you pay insurance premiam