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Ahmet bought an annuity worth $ 200,000, which will be paid at the end of each month for 20 years with an effective annual interest

Ahmet bought an annuity worth $ 200,000, which will be paid at the end of each month for 20 years with an effective annual interest rate of 4%. After 12 years of payment in this annuity, the interest rate used to increase Ahmed's monthly income was changed to 5% Effective per year. Calculate Ahmed's monthly payment amount after the arrangement?

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