Al Ain Corporation manufactures car toys. It plans to grow by producing high-quality car toys that are delivered in a timely manner. There are a number of other manufacturers who produce similar car toys. Al Ain believes that continuously improving its manufacturing processes and reengineering processes to downsize and eliminate excess capacity are critical to implementing its strategy. What is Al Ain's strategy? A) Product differentiation B) Cost leadership C) Product leadership D) Any of the above In the year 2020, Ummah Bank earned annual profit attributable to Unrestricted Mudharaba account before distribution of profit to the bank amounting to $10,000,000. Depositors' profit sharing ratio is 80% and Bank is 20%. The following is information pertaining to deposit types, average balance and the weight used for Mudharaba deposit account for the bank in the year 2020. Investments tenure Average balance Weights 6 months and less 12,000,000 0.65 9 months and less 20,000,000 0.80 12 months and less 30,000,000 0.95 More than 12 months 15,000,000 1.15 How much is the rate of return (ROR) for the 12 months and less investments tenure