Al and Sal have no outstanding debts or liabilities. Al wants to replace his old car with a new Cadillac when he retires. If Al and Sal sell a stock mutual fund account that they have held for 3 years to pay for the car, which of the following will be true? They will pay capital gains taxes if the mutual funds are sold for a higher price than they paid. They will pay income taxes on the gain if the mutual funds sell for more than what they paid. No taxes will be due on the transaction. An early withdrawal penalty will be due if the mutual fund account assets have been in the account fewer than five years