al Present Value. Cheryl wants to have $4,200 in spending money to take on a trip to Disney World in three years. How much must she deposit now in a savings account that pays 8% per year to have the money she needs in three years? To have $4,200 in three years, Cheryl would need to deposit $. (Round to the nearest cent.) (Use your financial calculator or you may use the Financial Tables in Appendix C in computing your answer.)