Alan has a PAP with the following coverages: Liability coverage: $100,000/$300,000/$50,000 Medical payments coverage: $5,000 each person Uninsured motorists coverage: $25,000 each person Collision loss: $250 deductible Other-than-collision loss: $100 deductible With respect to the following situation, indicate whether the loss is covered and the amount payable, if any, under the policy. Situation A: Alans son, age 16, is driving a family car, runs a red light, and kills a pedestrian. The family of the deceased pedestrian sues, and damages are awarded in the amount of $500,000. Situation B: Alans wife is driving a family car in a snowstorm. She loses control of the car on an icy street and smashes into the foundation of a house. The property damage to the house is $30,000. The damage to the family car is $8,000. Alans wife has medical expenses of $5,000.