Alan has a PAP with the following coverages: Liability coverages: $100,000/$300,000/$50,000 Medical payments coverage: $5,000 each person Uninsured motorist coverage: $25,000 each person Collision loss: $250 deductible Other-than-collision loss: $100 deductible With respect to each of the following situations, briefly explain whether the loss is covered under the policy. Indicate which part of Alan's PAP covers the loss. How much, if any, will each policy pay? a. Alan borrows a friend's car to go to the supermarket. He fails to stop at a red light and negligently smashes into another motorist. The other driver's car, valued at $15,000, is totally destroyed. b. Alan's wife is driving a family car in a snowstorm. She loses control of the car on an icy street and smashes into the foundation of a house. The property damage to the house is 30,000. The damage to the family car is $8,000. Alan's wife has medical expenses of $5,000. c. Alan works for a construction company. While driving a large cement truck, he negligently injures another motorist. The injured motorist sues Alan for $25,000. d. Alan's wife goes shopping at a supermarket. When she returns, she finds that the left rear fender has been damaged by another driver who did not leave a name. The cost of repairing the car is $2,000