Albert has decided to retire at age sixty-two. The accumulated value of his DCPP is $270,000. He wants to corvert this amount into an immediate life annuity. His life insurance agent recommends that he purchase a joint and last survivor annuity. This is to enable his spouse to continue receiving annuity payments in the event of Abert dying before her. Albert agrees to go with the agent's recommendation. Which of the following identification requirements must Albert satisfy for the contract to be issued? Select one: a. Albert must provide proof of his age and his spouse's age. b. Albert only needs to provide proof of his age. c. Albert must demonstrate that he is not a politically exposed person. d. Albert must establish his identity using a document with a unique identifier number