Alex owns a health insurance policy with a $1000 calendar-year deductible, an 80-20 toinsurance provision, and a $5,000 out-of-pocket cap. The cap applies to coinsurance only. Alex underwent an open-heart surgery, spent two weeks in the hospital, and incurred medical charges of $41,000. Assuming this surgery was the first hedical care that Alex received during the year, how much of the $41,000 bill will the surer pay? elect one: a. $32,000 b. $32,800 c. $40,000 d. $35,000 e. None of the above Clear my choice