Alfonso has an annuity that will pay $4,000 on October 30, 2010 and has annual payments through October 30, 2024. The payments increase by $800 each year. As soon as Alfonso receives a payment, he will deposit it in a savings account with a 4% annual effective interest rate, and he will not make any withdrawals. What will be the balance in Alfonso's 4% account on October 30, 2025?