Ali inherits RM30,000 that is payable in 6 months from today. The cash flow diagram is given as Figure Q2. What is the equivalent value at 4 months and 1 year from today? Is it worthwhile for Ali to wait for 6 months in order to receive his payment, or should he opted for the earlier or later payment time? Justify your answer. Assume Bank B pays 10% compounded rate monthly. [Ali mewarisi RM30,000 yang akan dibayar dalam tempoh 6 bulan dari hari ini. Gambarajah aliran tunai diberikan seperti Rajah S2. Apakah nilai setara pada 4 bulan dan 1 tahun dari hari ini? Adakah berbaloi untuk Ali menunggu 6 bulan bagi menerima hayarannya, atau patutkah dia memilih masa pembayaran yang lebih awal atau lewat? Jelaskan jawapan anda. Anggapkan Bank B membayar 10% kadar kompaun bulanan.] L 3 RM? RM30,000 9 Figure Q2. Ali's Cash Flow Diagram [Rajah S2. Gambarajah aliran tunai Ali] RM? 12 month (8 Marks/ Markah)