Alice goes to her local Town Savings Bank and takes out a mortgage loan for $$200,000$ to purchase a new home. Town Savings Bank discloses the total payments, finance charge, and APR in the loan documents. If$,$ after signing the loan agreement, Alice has an objection to the finance charge, could her claim be protected by the Truth in Lending Act $($TILA$)?$

a$.$ No$,$ because all of the required disclosures were made.

b$.$ Yes, if the information was not disclosed clearly.

c$.$ Yes, if the finance charge exceeds the maximum allowed finance charge.

d$.$ No$,$ unless Town Savings Bank is not certified by the FTC$.$