Alicia experinced a $7000 diaster loss. She intends to claim the standard deduction on her 2022 return. Alicia may claim deduction for the disaster loss without itemizing if and only if which of the following is true?

A the loss is a qualifed disaster loss

B the loss is the result of a federally declared disaster

C Alicia users a filing status other than married filing separately

D the loss claimed is less than 10% of Alicia's adjusted gross income