Alison and Amy each bought identical apartment buildings on the same day. They paid $300,000 and a year later sold them for $313,500. During the year, they made capital improvements costing $6,000. Repairs and maintenance totaled $4,500.

Alison	Amy
Alison paid cash for her building.	Amy paid for her building with a cash down payment of $75,000 and a mortgage loan of $225,000.
Alisons capital gain on the sale of the property is .	Amys capital gain on the sale of the property is .
Rounding your answer to the nearest two decimal places and disregarding expenses, Alisons rate of return is %.	Rounding your answer to the nearest two decimal places and disregarding expenses, Amys rate of return is %.
Note that Alison doesnt have a loan-to-value ratio because she didnt take out a loan to buy the property.	Rounding your answer to the nearest whole number, Amys loan-to-value ratio is %.