All are exclusions under the homeowner's policy that apply to both Coverage E - Liability and Coverage F-Medical Payments, except: Select all that apply Motor vehicle liability Watercraft liability arising out of a race or speed contest Expected or intended injury Animal liability for your own animal Question 14 Where in a homeowners policy is flood coverage found? Select all that apply It cannot be found in a homeowners policy. Coverage is found in the named peril section. It can be purchased on the HO-3 form. Flood coverage has to be endorsed onto the HO-3 Policy. All of the following are current ISO dwelling forms except: Select all that apply Basic form Broad form Extended form Special form Question 16 Why do financial advisers need to have knowledge of available insurance products? Select all that apply So they can show off to their friends. To help clients preserve their wealth. To help them maintain their insurance producers license. To be able to sell more insurance and make more commission. All of the following are risk mitigation strategies when home sharing except: Select all that apply Ask about available home protection through the home sharing platform. Make sure the property is well decorated, attractive, and comfortable. Have your insurance agent review your current coverage with you to determine any gaps. Mark exits with signs. Question 18 Renters insurance (the HO4 ) provides all of the important types of financial protection except: Select all that apply Coverage for personal protections Coverage for damage to the building after a fire or other loss Liability protection Additional living expenses