All banks in the US that are FDIC-insured:

a. Are all national bank chartered and none are state chartered

b. Can borrow from the central bank

c. Can insure bank deposits

d. Can insure investable funds

. A bank can increase its ROA by:

a. Paying high dividends to its shareholders to increase their shareholder return

b. Managing pricing of their products and services

c. Offering high deposit interest rates

d. Both (b) and (c)

The Interstate Banking and Branch Efficiency Act:

a. Permits banks to offer non-banking products

b. Allows banks to offer market interest rates on deposits

c. Permits banks to open branches across state lines and across the country

d. Allows banks to insure up to $250,000 of customers deposits

A financial institutions operating revenues include:

a. Interest income on loans and securities

b. Dividends paid to shareholders

c. Fee income

d. Both (a) and (c)