All of the following statement regarding long-term care insurance premiums are correct EXCEPT: Question 20 options: A) The longer the elimination period selected for a policy, the higher will be the policys premium. B) Most insurers offer a premium discount if both spouses purchase coverage from the company. C) The inclusion of a non-forfeiture benefit can increase a policys premium form 20 to 50 percent or more. D) The longer the maximum benefit period selected for a policy the higher will be the policys premium.