All of the following statements about insurance regulation are true EXCEPT

A$)$ The National Association of Insurance Commissioners $($NAIC$)$ can force states to adopt the model laws that it drafts.

B$)$ Insurers are subject to regulation by certain federal agencies and laws.

C$)$ Insurance commissioners are appointed in some states and elected in some states.

D$)$ An insurance commissioner can revoke or suspend an insurer's license to do business in his or her state.