All securities in an equivalent risk class

As a banker at Panther Bank you are asked to assess the bank's plan to issue more stock retain more of its earnings, increase its holdings of Treasury securities, and reduce its business loans. - Will this plan improve or worsen the bank's CAMELS ratings? - Which regulatory criteria will be affected by the bank's plan? - Do you believe that the bank's plan will satisfy its shareholders? Explain. - Do you believe that the bank's plan will satisfy the bank's managers? Explain