All the following are true/false

1) Other things equal, the nominal rate> the real rate when inflation >0%

2) Other things equal, if m>1 APR > the periodic rate

3) Other things equal if m>1 the EAR < the APR

4) Other things equal, a monthly loan payment < an annual loan payment divided by 12.

5) Other things equal, the longer the investment's horizon, the smaller its maturity premium will be.