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All those bills got you down? Need cash NOW? Get rid of those high interest credit cards, take a vacation, pay off your bills, invest

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All those bills got you down? Need cash NOW? Get rid of those high interest credit cards, take a vacation, pay off your bills, invest money, or start a savings account! You can borrow up to $5,000 even if you have bad credit or no credit. Repay the loan the way YOU like, we have minimum payments of only 2% of the balance. Example: borrow $5,000 and your first monthly payment is only $100 that's right, only $100! And every payment after that is less than $100 as long as you don't increase your loan amount. There are no initial fees!! You only pay 21,9% interest compounded monthly!! Analyze the advertisement mathematically and offer your own conclusions about the whether or not this is a good offer. Be very detailed in your analysis and write a paragraph for the local paper describing the pros and cons of the article. Remember your audience might not have a great understanding of loans and interest

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