Allen starts saving $150 per month at age 25 and averages 7% per year compounded monthly, Lauren starts saving $1,115.22 per month at age 55 and averages 7% per year compounded monthly Who will be better off at age 65 assuming neither had in money in their account when they started? Not enough information available. Allen will have $393,722 and Emma will have $192,990 at age 65. They both will have the same amount of money in their accounts at age 65. Allen will have $199.149 and Emma will have $163,879 at age 65