Alpha Company's inventory and receivables total about $$200,000$ at the lowest point in the operating cycle. The company approaches its lender for financing of these base$-$level current assets. Which of the following is the best solution?

a$.$ A seasonal working capital loan

b$.$ A revolving line of credit with a cleanup period

c$.$ A term loan

d$.$ A demand note to be repaid when the customer liquidates obsolete inventory and charges off bad debts