Alva had an auto Insurance policy written by Gullford Insurance Co. Alva had an auto accident with Furkan. Furkan was injured in the accident and he filed sult against Guilford for his damages. Guilford filed a motion to dismiss the lawsult, claiming that Furkan had no right to sue Guilford. Which one of the following correctly states how the court will rule on Guilford's motion? 

  A. The motion will be denied, if a direct-action statute has been enacted. 

 B. The motion will be denied, if Alva asks Guilford to permit Furkan to sue Gullford.  

C. The motion will be denied because liability Insurers generally owe a duty to third-party clalmants. 

 D. The motion will be denied because third parties may sue insurers of negligent parties