Am I stating this correctly: From the T-Test: "Alternate hypothesis: the true difference in means between group number and group yes is not equal to zero to 95% confidence interval" You can see we have a ninety-five percent Confidence interval for the above loan. The significance level of 100 - 95% is .05. With the P score of 2.2, This means that the loan is within the 95% confidence interval and will not reject the null hypothesis.