Amanda has an accident and sickness insurance policy, however she is finding it difficult to afford her premium since she suffered a small drop in her income. While she feels she still requires the insurance since her expenses have not changed, she has asked her insurance agent Neil to review her options. Given this scenario, which of the following solutions is most appropriate?

Select one:

Lengthen the waiting period

b$.$ Shorten the waiting period

c$.$ Reduce the benefits

d$.$ Increase the benefit period