Amber Angler's fixed operating costs are $3m and its variable cost ratio 70%. The firm has $3m in bonds outstanding at an interest rate of 5%. Amber has 0.04m shares of preferred stock which pays a $5 dividend. Crow is in the 40% corporate income tax bracket. Forecasted sales for next year are $9m. What is Amber's degree of combined leverage?

Round to two decimal places.