AmeriCo. reported total assets of $550,000 and total liabilities of $250,000 on December 31, 2020. AmeriCo's loan agreement with First National Bank requires AmeriCo to maintain a debt-to-equity ratio of no more than 0.90. What is AmeriCo's debt-to-equity ratio at year-end and is AmeriCo in compliance with its loan agreement? A) AmeriCo's debt-to-equity ratio is 0.45 and AmeriCo is in compliance with the loan agreement. B) AmeriCo's debt-to-equity ratio is 0.83 and AmeriCo is in compliance with the loan agreement. C) AmeriCo's debt-to-equity ratio is 1.0 and AmeriCo is in compliance with the loan agreement OD) AmeriCo's debt-to-equity ratio is 1.2 and AmeriCo is not in compliance with the loan agreement