amount of benetit to what the premium would have bought at the correct age. od. His policy will be re-underwritten. 30. When Xavier submitted his health insurance application, he deliberately included false information to deceive the insurer into issuing coverage that it would otherwise have denied. How long after issuing the policy can the insurer contest for fraud? o a. six months ob. one year oc. three years od. Health insurance policies have no time limit for fraud. >