Amy is a business owner who purchased a policy of business insurance providing $1,000,000 in limits of liability for 1^st party coverages. Covid and inflation have cut into her profits so she chose to purchase an actual cash value 1^st party coverage limit as opposed to replacement cost limit because the cost is less. Unfortunately she had a fire and all of the contents of her office building were destroyed (computers, copying machine, phones etc.) Amys office contents were quite old and had a value at the time of the fire of $550,000. The cost to replace these items, however, is $995,000. Amy is relieved to know that she purchased $1,000,000 in limits thinking she will be able to buy new contents to replace the destroyed ones without having to spend any personal money. After all her insurance limits are more than the cost to replace the destroyed items. Is she right in her relief? Explain.