An account balance is: The total of the credit side of the account. The total of the debit side of the account. The difference between the total debits and total credits for an account including the beginning balance. Assets = liabilities + equity. Always a credit. Identify the account below that is classified as an asset in a company's chart of accounts: Accounts Receivable Accounts Payable Common Stock Unearned Revenue Service Revenue A business uses a credit to record: An increase in an expense account. A decrease in an asset account. A decrease in an unearned revenue account. A decrease in a revenue account. A decrease in an equity account