An acquaintance asks Kara to borrow money today to help her repair her car. The person will be able to repay Kara $$500$ in one year, and Kara is fully expects she will be repaid on time $($risk free$).$ If Kara requires a $5\mathrm{.}0\%$ return, what $($largest$)$ amount should she lend to her acquaintance?$$525\mathrm{.}00$$$495\mathrm{.}00$$$475\mathrm{.}00$$$476\mathrm{.}19$$$471\mathrm{.}43$